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Tennessee Private Health vs. HealthMarkets and Other National Brokers
If you've searched for health insurance in Tennessee, you've seen the national brokers — HealthMarkets, eHealth, SelectQuote and the lead-generation sites that sell your information to five agents at once. Here's how we're different.
One agent, not a call center
When you contact Tennessee Private Health, you talk to a licensed Tennessee agent who handles your case start to finish — quote, underwriting, enrollment, and service after. Your information isn't resold.
Both markets, honestly
We quote HealthCare.gov and the private shared-network market side by side, and we tell you which one fits even when it's the one that pays us less. If the marketplace with a subsidy is your best option, that's what we'll say.
30+ carriers, Tennessee-licensed
Independent means we're not captive to one carrier. We're appointed with the private PPO carriers on the Cigna, Aetna and PHCS PPO networks and certified for HealthCare.gov.
Local pricing, real numbers
Our quoting tool shows actual private-plan prices for Tennessee by age and tier before you ever talk to anyone.
What we don't do
Sell health-sharing ministries or indemnity plans as "insurance," push a product that doesn't fit, or call you ten times a day.
Tennessee Private Health is a DBA of Lyons Life LLC; insurance is offered by Martin Elefant, a licensed independent agent. Check your options.